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Whether you are a first time homebuyer or an experienced homeowner – we can help!


Mortgage refinancing may lower your monthly payments, which could add up to significant savings.


Getting Pre-Qualified for a loan starts here, with our secure online mortgage application.

The Team

Our dedicated team of mortgage experts are here to help.
Get to know us!

Client Testimonials

I just had to "pipe in" regarding Steve and what great service I received from him when I was looking to refinance my current residence. Steve is a pleasure to work with and throughout the whole process, he walked me through it step by step and what I needed to…Read More

"Compass Mortgage was easy to work with, and timely in processing my refinance."

Rating : 5

"After starting our loan elsewhere, we were referred to Compass. I would highly recommend Compass to everyone.”

Rating : 5

Compass Mortgage LLC is your Lakeland and Polk County, Florida home for residential mortgages and refinancing. We offer a variety of mortgage loan products including FHA, VA, USDA and Conventional. As a locally owned and operated Broker, we are committed to help you find the right product for your needs.

In fact, every borrower is different – and we understand that. Therefore, we can help you reach your financial goals because we offer a wide variety of products. This is true for first-time home buyers, and likewise, those investing in rental property. Compass Mortgage LLC offers you the latest in financial tools and expert advice, which makes the loan process easy. We can help you make sound financial choices.

As a Mortgage Broker, we actually have access to thousands of different loan products. For this reason, we will typically be able to find a loan product that matches your particular situation. We will help you choose the best possible product with the lowest possible rate. We call this the “Broker Advantage.”

Banks, on the other hand, are limited to only offering products they carry. This ultimately reduces your choices and their competitiveness. Ironically, the very banks which we compete with often underwrite our loans! Therefore, a broker can frequently give you a better rate than an institution.

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Compass Mortgage Loan Options

Fixed Rate Mortgage

If you plan to stay in your home for the long term, sleep tight knowing you will have the stability of a consistent payment that never changes.

VA Home Loan

Are you are a veteran, member of the military or military spouse? You may qualify for a VA loan.

Construction Loan

Have you always dreamed of building your dream home? Our construction loan program can help.

FHA Home Loan

An FHA loan provides a government-insured loan with flexible loan options. Less strict credit requirements and qualifications.

USDA Homes Loans

A USDA home loan is a mortgage loan offered to rural property owners by the United States Department of Agriculture.

Jumbo Homes Loans

When a loan amount reaches a certain point, Jumbo and Super Jumbo Loans can offer high-end financing that a traditional loan can’t.

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