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Be aware of a plague in our industry.

A trigger lead is a marketing product created and sold by the national credit bureaus, Experian, TransUnion, and Equifax. This happens when your credit is run for a mortgage loan, and the information is sold to other lenders who purchase it, letting them know you are shopping for a mortgage. The leads are sold solely by, and for the profit of, the three credit bureaus. Compass Mortgage will never sell or provide your information without your consent. You will be targeted and potentially bombarded with sales calls. You can ignore these calls, which will abate in a few days. Some are ruthless and crafty and will even tell you we gave them your number. We assure you that we did not.

As the consumer, you can opt out of the trigger lead system at

This takes a few days to process and will not stop triggering leads if you need to prequalify immediately.

Additionally, We urge you to contact your Congressperson to ask them to support H.R. 7661, a bill introduced on May 3, 2022, that would eliminate this practice. You can read the summary of the bill here and link to your congress member’s web page from there:

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